Terms and Conditions
Important legal and regulatory information governing the use of Paramount Savings websites, online portals, and mobile banking applications.
Website Terms of Service
Version 4.2 • Effective Date: January 2026 • Governed by English Law
Introduction & Acceptance
You may access most areas of the Paramount Savings website without registering your details with us. Certain secure banking areas are only accessible if you are an authenticated registered user.
By accessing any part of the Website, you shall be deemed to have accepted these Terms and Conditions in full. If you do not accept these Terms, you must leave the Website immediately.
We may revise these Terms at any time by updating this posting. You should periodically check the Website to review the then-current terms because they are legally binding on you.
Intellectual Property & Website Content
Unless otherwise stated, the copyright, trademarks, database rights, and other intellectual property rights in all material on the Website (including text, graphics, financial calculators, tools, and logos) are owned by Paramount Savings plc or our licensors.
Paramount Savings®, Paramount Online Banking®, and Cashpoint® are registered trade names of Paramount Savings plc.
You may print or download extracts from the Website solely for your own personal, non-commercial use. No part of the Website may be reproduced, stored in retrieval systems, or transmitted without our prior written permission.
Service Access & Availability
While Paramount Savings endeavours to ensure that the Website is normally available 24 hours a day, we shall not be liable if for any reason the Website is unavailable at any time or for any period.
Access to online systems may be suspended temporarily and without notice in the case of critical system maintenance, security upgrades, emergency repairs, or unforeseen telecommunications failures.
Visitor Conduct & Prohibited Activities
Other than personally identifiable information covered under our Privacy Policy, any material you transmit or post to the Website shall be treated as non-confidential.
You must not transmit or post any material that is defamatory, obscene, menacing, discriminatory, technically harmful (including computer viruses, trojans, worms, or malicious scripts), or in breach of confidence or applicable UK law.
Paramount Savings will co-operate fully with UK law enforcement authorities or court orders directing us to disclose the identity of anyone posting material in breach of these regulations.
Third-Party Links & External Services
Links to third-party websites are provided solely for your convenience. If you use these links, you leave the Paramount Savings domain. We do not control and are not responsible for third-party content, security, or availability.
You may link to our homepage provided you do so fairly and legally without damaging our reputation or suggesting any endorsement where none exists.
Security & Credential Protection
Online Banking registrations are for a single user only. You must maintain strict confidentiality of your username, passwords, two-factor authentication tokens, and memorable security details.
If you suspect that your credentials have been compromised or disclosed, you must notify Paramount Savings immediately via our 24/7 fraud prevention telephone desk.
Accuracy of Financial Information & Disclaimer
The information on this Website is provided for general informational purposes and does not constitute personalised financial, investment, or tax advice.
Whilst we strive to ensure interest rates, product features, and fee schedules are accurate, product terms set out in your signed account agreement take legal precedence over website copy.
Limitation of Liability
This Website complies with the laws of England and Wales. Products and services are intended exclusively for UK residents.
Paramount Savings shall not be liable for losses or damages arising from circumstances beyond our reasonable control, including delays or failures caused by civil disturbance, industrial action, power cuts, or third-party telecommunication disruptions.
Governing Law & Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with English law. Any dispute arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Regulatory Disclosures & Authorisation
Paramount Savings plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England & Wales No. 2065.
Authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with Paramount Savings plc are protected up to £85,000 per person by the Financial Services Compensation Scheme (FSCS).
Regulatory Standing & FSCS Protection
Paramount Savings plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 119278). Eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS).