Combine Your Pensions into One Pot
Bring scattered workplace and personal pensions together into a single, straightforward Paramount retirement account.
Why Keep Old Pensions Scattered Across Providers?
Most UK workers switch employers multiple times throughout their career, accumulating separate pension pots with different charges and investment strategies. Combining them gives you clarity, control, and reduced admin.
Benefits of Bringing Your Pots Together
One Clear Retirement View
Stop tracking separate log-ins and scattered annual statements. See your total combined pension balance in one place.
Potentially Lower Platform Fees
Older pension plans frequently carry high legacy administrative and maintenance fees that eat into your returns.
Free Pension Tracing Service
Don't know all your past employer scheme numbers? Our tracing team helps track down dormant and lost UK pension pots.
Simplified Retirement Drawdown
When you reach retirement age, take your 25% tax-free lump sum and set up flexible income from a single organized plan.
How We Transfer Your Pensions in 3 Steps
Find Old Pension Details
Share provider names or policy numbers, or let us help trace them.
We Contact Your Providers
We manage all communication, exit documentation, and electronic fund transfers.
Pensions Consolidated
Your transferred funds are invested into your chosen risk profile with £0 transfer fees from our side.
Before transferring, check whether your existing provider charges exit fees or includes valuable guaranteed annuity rates or protected retirement ages.
Consolidate your pensions with zero transfer fees
Enter your details online and our retirement transfer team will initiate the transfer on your behalf.