Compare Home Insurance and Find the Best Fit for You
Explore our home insurance options and choose the one that suits your needs the most.
Why Choose Paramount Bank Home Insurance?
- Here when you need us most - Make claims easily online or by phone. Our Home Emergency helpline is always open.
- Choose your own excess - Select the amount you’ll pay towards most claims, and a higher excess could mean you'll pay less for your cover.
- No hidden costs - We won't charge an admin fee if you add cover to or remove it from your policy.
- Here to get things sorted - Face-to-face Personal Claims Consultant support for complex claims if we think you need help.
What's in This Guide?
- Why compare home insurance?
- Check your current home insurance policy
- What type of policy do you need?
- What extra cover are you looking for?
- Compare Home Insurance Select cover and options
- Compare buildings insurance
- Compare contents insurance
- Options available with Home Insurance Select
Our policy documents tell you more about what is and isn’t covered. Keep in mind that with all of our cover, there are limits, terms, and exclusions. Read the policy documents (PDF, 1.1MB).
Why Compare Home Insurance?
The right home insurance can help you feel safe and secure. Switching provider could help you find the cover that’s best for you.
Here are some simple tips when you’re comparing home insurance:
- Check your current home insurance policy - If you already have home insurance, you should check your policy documents to see that everything on your existing policy still covers your needs.
- What type of policy do you need? - Buildings insurance covers the structure of your home, and contents insurance covers your personal items while they are inside your home.
- What extra cover are you looking for? - Home Insurance Select offers three levels of cover to choose from – Bronze, Silver, and Gold.
Compare Home Insurance Select Cover and Options
Choose from three levels of cover with Home Insurance Select.
You can only get Home Insurance Select directly with us. It's 10% cheaper when you get your quote and buy online. Read about our online price.
Compare Buildings Insurance
Buildings insurance covers the structure of your home if it’s damaged by events like floods, fires, and storms. You can take out Paramount Bank buildings insurance by itself or with contents insurance.
We offer three levels of cover. The level of cover you need will be individual to you. It will depend on things like whether you want cover for accidental damage and how important a single excess is to you. Compare what’s included with our Bronze, Silver, and Gold cover to help choose which one is best for you.
| Cover | Bronze | Silver | Gold |
|---|---|---|---|
| Buildings limit up to | Full rebuild cost | Full rebuild cost | Full rebuild cost |
| Accidental damage | Not available | Included, up to full rebuild cost | Included, up to full rebuild cost |
| Legal Expenses | Not available | Included, up to £50,000 | Included, up to £50,000 |
| Home Emergency | Optional extra, up to £1,000 | Optional extra, up to £1,000 | Optional extra, up to £1,000 |
Compare Contents Insurance
Contents insurance covers the cost of replacing your personal possessions if they are stolen or repairing them if they are damaged by events like floods, fire, and storm while in your home.
Take out contents insurance as a standalone policy or combine it with a buildings insurance policy.
| Cover | Bronze | Silver | Gold |
|---|---|---|---|
| Contents limit up to | £50,000 | £100,000 | £250,000 |
| Accidental damage | Not available | Included, up to £100,000 | Included, up to £250,000 |
| Legal Expenses | Not available | Included, up to £50,000 | Included, up to £50,000 |
| Away from home | Optional extra, from £1,000 up to £25,000 | Optional extra, from £1,000 up to £25,000 | Optional extra, from £1,000 up to £25,000 |
| Home Emergency | Optional extra, up to £1,000 | Optional extra, up to £1,000 | Optional extra, up to £1,000 |
Options Available with Home Insurance Select
We offer three levels of cover, so you can choose the one that best suits your needs. We also offer some optional cover for extra peace of mind.
Our contents cover offers:
| Contents Cover Options | Included with Silver and Gold | Optional Extra on All Levels |
|---|---|---|
| Accidental damage cover | Included only with Silver and Gold cover and comes as standard | N/A |
| Away from home cover | N/A | Optional on all levels of cover |