Retirement Account
An award-winning personal pension that helps you manage your pension savings, plan for your retirement, and choose how to take your pension when the time is right – all in one place.
Giving you control
Get a clear view of your pension savings and make regular or one-off payments to suit you. Start investing today for the retirement you want.
How does it work?
Our retirement partners, Scottish Widows, have more than 200 years' experience, and are part of the same group as us. Together we bring you an award-winning personal pension. If you have one or more pensions with a value of £10,000 or more, you can transfer them into our Retirement Account. Once your account is open you can make additional contributions which will normally benefit from tax relief.
*Source: Defaqto Annual Product Ratings - April 2023
We take the hassle out of making investment choices with our Governed Investment Strategies (GIS). Each strategy is a blend of funds known as Pension Portfolios. We ask you to choose your approach to risk and how and when you want to take your benefits when you retire and use this to place you into the appropriate GIS.
Your approach to risk
The first thing you need to think about is how you feel about the risks associated with investing into a pension. For most people, it will be a balancing act. The Scottish Widows' Governed Investment Strategies are designed to suit your specific needs.